Steven Nickolas is a writer and has 10+ years of experience working as a consultant to retail and institutional investors. Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA Society committee ...

Tim Smith has 20+ years of experience in the financial services industry, both as a writer and as a trader. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

The system employs HMAC-SHA256 (Hash-based Message Authentication Code using SHA-256) for license integrity verification. SHA-256 refers to the Secure Hash Algorithm producing 256-bit hash values (see ...